Author Archives: Gareth Rose

Defined Benefits Scheme – Why is the transfer value high?

Members of defined benefit schemes have the right to a transfer value, known as a cash equivalent transfer value, every 12 months from the scheme administrator. The transfer value is based on many factors; your benefits in the scheme, age, … Continue reading

Defined Benefits Scheme – Will interest rates go higher?

It is extremely difficult to call the top of any market and this is no different. It would appear though, that with news recently from the Bank of England that interest rate rises by the end of the year are … Continue reading

Defined Benefits Scheme- What should I do?

Many people with defined benefit schemes are looking to take advantage of the current high transfer values, and transfer the funds to a personal pension. With the new flexible pension rules, there is a clear attraction to higher tax-free cash … Continue reading