Protecting your business means protecting the key people behind your business.

53% of businesses say they would stop trading after the death of a key person.

Research carried out by Legal & General in 2011 found that 95% of businesses had at least 1 key individual and 53% of businesses said they would stop trading after the death of a key person.

Key Person Cover is a type of protection cover set up by a business to provide it with a lump sum (or regular payments) on the insured key person suffering a serious illness, dying, or being unable to work for a length of time.

The cover gives businesses the cash survive in periods of difficulty and replaces the skills and knowledge that directly contributes to the financial success of a business.

A tax-efficient & time-efficient approach.

As specialists in this area, we can tell you what impact the loss of that individual will have and provide you with an accurate amount.

Our advisers work collaboratively with our in-house tax team to ensure the whole process is tax-efficient and we hold strong relationships with main insurance providers, including Legal & General, Royal London and Scottish Widows to match you with the right cover plan.

How much cover would you need?

Ask our advisers now to find out for free…

Ask us about Key Person Cover...

Wealth Management

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